Bad Credit Niche

If you have bad credit, low credit scores, and mortgage lates on your credit report, you may still be able to qualify for a mortgage. Even if your credit scores are below 500, as long as you have equity in your home, you may not be in such a bad shape. We work with all credit scores.

You should be able to provide satisfactory explanation for your past bad credit. If you fell behind because of a medical reason, death in the family or some other reason that was out of your control, your application will be given a very careful consideration. On another hand, stating that you made some bad decisions and borrowed more money than you can repay, is not going to cut it.

If you suspect that you might have trouble making your monthly mortgage payments for an extended period of time, we can help you set up a Mortgage Payment Deferment Plan so that you don't have to make your mortgage payments for up to 12 months.

Even with bad credit, you can take advantage of payment reducing programs such as 40 and 50 year fixed. You will have peace of mind knowing that rate and payments will be fixed for the term of the loan.

You are probably aware that Bankruptcy and Foreclosure are some of the worst remedies for financial troubles one can experience. If you are in Chapter 13 Bankruptcy, we can help you refinance and pay off all of your debt. If you haven't been making your monthly payments for several months and currently facing foreclosure, as long as you can demonstrate that you are behind because of a temporary problem, we can help you avoid Forclosure.

You can contact our mortgage specialists for your no cost, no obligation, Mortgage Orientation.



         Call Us Today at 877-850-5270


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Home Loan Refinance  Debt Consolidation  Debt Consolidation Loan  Interest Only Mortgage  California Refinance